Welcome to
Forthright Mind
Forthright (ˈfɔːrθˌraɪt) is defined by Merriam-Webster as “free from ambiguity or evasiveness: going straight to the point.” It’s about honesty, clarity, and directness—and it’s the mindset that drives everything we do.
At Forthright Mind, we believe financial education should be straightforward and grounded in truth. This blog is a space where we share personal experiences, unpack financial concepts, and offer practical strategies—without the jargon, hype, or sugarcoating. We write with purpose and speak from experience, because we know that real financial growth starts with clear thinking and honest conversations. Whether you're tackling debt, building wealth, or simply trying to understand how money works, our goal is to make the journey more transparent and empowering.
A forthright mind doesn’t just seek knowledge—it embraces clarity, takes action, and grows with intention.
Welcome to Forthright Mind. Let’s think boldly and build wisely.
Take Control of your Financial Wellness
We are here to help you thrive
Forthrightmind was born from years of personal and professional experience, with one clear mission: to make financial education accessible, engaging, and empowering.
Through our curated blog content, we break down complex financial topics into practical insights—helping individuals and teams build confidence, make informed decisions, and take meaningful steps toward financial success. Whether you're navigating personal finance or growing a business, our blogs are here to guide you every step of the way.
Explore our latest posts and start building your financial foundation today.
Your journey to financial clarity begins here.

Overcome your obstacles
Financial Independence
We believe financial independence isn’t just a destination—it’s a mindset, a strategy, and a journey worth taking. Our educational blogs are designed to guide you step-by-step, offering clear insights and practical tools to help you take control of your money, build lasting wealth, and create the life you envision.
Saving Your Future
Financial future deserves more than guesswork—it deserves a plan. That’s why we’ve developed a suite of powerful tools designed to help you take control of your money, one smart decision at a time.
From budgeting templates and debt payoff calculators to investment guides and retirement planning resources, our tools are built to simplify the complex and empower you to act with confidence. Whether you're just starting out or refining your strategy, we’re here to help you turn financial literacy into financial freedom
Building Your Financial Foundation
We know that financial confidence isn’t built overnight—it’s shaped through real decisions, real challenges, and real growth. That’s why our educational blogs are rooted in lived experiences, not just textbook theory.
Learn from real people. Apply real strategies. Create real change.
Your financial future starts with what you do today—and we’re here to guide you every step of the way.
**“We were drowning in debt and overwhelmed by the constant stress of trying to make ends meet. With a son who has special needs, the future felt uncertain and frightening. That’s when we found Joan—and everything changed.
They helped us create a realistic plan to pay off our debt and finally breathe again. But they didn’t stop there. Together, we built a strong financial foundation: affordable life insurance to protect our family, an emergency fund for peace of mind, and a retirement savings strategy that considers our long-term needs and our son’s future care.
For the first time, we feel hopeful—not just about today, but about life after work. They gave us more than financial guidance—they gave us a future we can believe in.”**
**“I spent over 20 years diligently contributing to my RRSP, believing I was setting myself up for a comfortable retirement. But when I finally took a closer look, I realized my savings had only grown modestly—and I wasn’t sure how to make the most of what I had. That’s when I found Joan and Felix.
They not only helped me grow my retirement savings faster—with safety and stability in mind—but also created a personalized plan to draw down my funds efficiently, minimizing tax implications along the way. We even built a legacy strategy to ensure my family is taken care of.”**